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Home > Travel Insurance > Summary

Summary

Summary of Coverages

Triple Advantage Program

Availability

Worldwide     

Trip Cancellation

$0 deductible and up to Tour Cost up to $8,000

Trip Interruption

$0 deductible and up to Tour Cost up to $8,000

Medical Expense

$25,000

Accidental Death Reimbursement

$25,000

Terrorist Acts Coverage

Yes, within 30 days of departure date

Baggage / Per Person

$1,000

Baggage Delay

$100

Travel Delay

$500 ($100 per day)

Evacuation / Repatriation

$75,000

Travel Arrangements and Assistance (24-hour Emergency Hotline)

Included

Pre-existing medical conditions waiver

Yes (see plan certificate for eligibility)

GENERAL BENEFITS

 

24-Hour Emergency and Travel Assistance Hotline

Yes

Pre-Existing Medical Condition Waiver

Yes (see plan certificate for eligibility)

Effective Date

12:01 AM on the day following receipt
of plan payment

PRE-EXISTING WAIVER

 

Need to purchase within 7 days of initial trip payment

Yes

Applicable to all coverages

Yes

TRIP CANCELLATION & INTERRUPTION

 

Coverage exclusion for pre-existing medical condition

180 days prior

Coverage for miscarriage

Yes

Coverage for being involved in a traffic accident en route to departure

Yes

Coverage of inclement weather

Yes

Coverage for home made uninhabitable by fire, flood, vandalism, burglary or natural disaster

Yes

Coverage for being subpoenaed for jury duty

Yes

Coverage for being hijacked or quarantined

Yes

Coverage for strike

Yes

Coverage for airline mechanical breakdown

Yes

Coverage for immediate family, traveling companion and business partners

Yes

Coverage for terrorist acts within 30 days of travel

Yes

TRIP DELAY

 

Delay must be at least 6 hours

Yes

Coverage for Strike

Yes

Coverage for Quarantine

Yes

BAGGAGE & TRAVEL DOCUMENTS

 

Covers unauthorized use of the Insured's credit card

Yes

Coverage for direct loss, theft, damage or destruction

Yes

BAGGAGE DELAY

 

Covers bags delayed over 24 hours (outward only)

Yes

Reasonable, emergency purchase of essential items

Yes

MEDICAL EXPENSES

 

Coverage for emergency medical treatment while on trip

Yes

Emergency Dental Treatment (only while on trip)

Yes

EMERGENCY MEDICAL TRANSPORTATION

 

Coverage for escort if recommended by a doctor

Yes

Coverage for medical evacuation to the Insured's place of residence when deemed medically advisable by the attending physician

Yes

ACCIDENTAL DEATH & DISMEMBERMENT

 

Payment for injury resulting within 365 days for loss of life, limb or eyesight

Yes




 

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