|
Summary of Coverages |
Triple Advantage Program |
|
Availability |
Worldwide |
|
Trip Cancellation |
$0 deductible and up to Tour Cost with no maximum |
|
Trip Interruption |
$0 deductible and up to Tour Cost with no maximum |
|
Medical Expense |
$25,000 |
|
Accidental Death Reimbursement |
$25,000 |
|
Terrorist Acts Coverage |
Yes, within 30 days of departure date |
|
Baggage / Per Person |
$1,000 |
|
Baggage Delay |
$100 |
|
Travel Delay |
$500 ($100 per day) |
|
Evacuation / Repatriation |
$75,000 |
|
Travel Arrangements and Assistance (24-hour Emergency Hotline) |
Included |
|
Pre-existing medical conditions waiver |
Yes (see plan certificate for eligibility) |
|
GENERAL BENEFITS |
|
|
24-Hour Emergency and Travel Assistance Hotline |
Yes |
|
Pre-Existing Medical Condition Waiver |
Yes |
|
Effective Date |
12:01 AM on the day following receipt
of plan payment |
|
PRE-EXISTING WAIVER |
|
|
Need to purchase within 7 days of initial trip payment |
Yes |
|
Applicable to all coverages |
Yes |
|
TRIP CANCELLATION & INTERRUPTION |
|
|
Coverage exclusion for pre-existing medical condition |
180 days prior |
|
Coverage for miscarriage |
Yes |
|
Coverage for being involved in a traffic accident en route to departure |
Yes |
|
Coverage of inclement weather |
Yes |
|
Coverage for home made uninhabitable by fire, flood, vandalism, burglary or natural disaster |
Yes |
|
Coverage for being subpoenaed for jury duty |
Yes |
|
Coverage for being hijacked or quarantined |
Yes |
|
Coverage for strike |
Yes |
|
Coverage for airline mechanical breakdown |
Yes |
|
Coverage for immediate family, traveling companion and business partners |
Yes |
|
Coverage for terrorist acts within 30 days of travel |
Yes |
|
TRIP DELAY |
|
|
Delay must be at least 6 hours |
Yes |
|
Coverage for Strike |
Yes |
|
Coverage for Quarantine |
Yes |
|
BAGGAGE & TRAVEL DOCUMENTS |
|
|
Covers unauthorized use of the Insured's credit card |
Yes |
|
Coverage for direct loss, theft, damage or destruction |
Yes |
|
BAGGAGE DELAY |
|
|
Covers bags delayed over 24 hours (outward only) |
Yes |
|
Reasonable, emergency purchase of essential items |
Yes |
|
MEDICAL EXPENSES |
|
|
Coverage for emergency medical treatment while on trip |
Yes |
|
Emergency Dental Treatment (only while on trip) |
Yes |
|
EMERGENCY MEDICAL TRANSPORTATION |
|
|
Coverage for escort if recommended by a doctor |
Yes |
|
Coverage for medical evacuation to the Insured's place of residence when deemed medically advisable by the attending physician |
Yes |
|
ACCIDENTAL DEATH & DISMEMBERMENT |
|
|
Payment for injury resulting within 365 days for loss of life, limb or eyesight |
Yes |
|
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